Generally, a personal injury claim is filed prior to the process of investigation beginning. Filing a claim promptly especially is critical if a statute of limitations — a time limitation for setting a claim up — exists. As soon as you can after the accident occurs, an injured individual ought to start to collect proof which will support his claim for his personal injury insurance settlement. The proof is an attempt to set up who was at fault for an accident.
As the information on the accident is collected, a written demand letter will be sent to the insurance carrier. Either the representing attorney or injured party will send the letter to the rep at the insurance carrier. The formal demand for a settlement includes a basic outline of the strengths of a case against an insured.
An argument will be made concerning why the insured is liable for an accident and all subsequent injuries. This letter must explicitly state the quantity required to cover medical costs and personal loss that is suffered after an accident. The amount typically is greater than the quantity an injured individual expects to obtain. Asking for a high insurance payout will leave room for negotiation.
A claims adjuster for an insurance company might respond either by telephone or in writing with a counter offer for the settlement. A claims adjuster might raise questions regarding full liability for an accident and a few of the medical treatments.
The Personal Injury Insurance Lawyer in Miami representing the injured individual might determine if the offer is fair and suggest whether to accept or reject. If the offer gets rejected, negotiations continue on with both sides offering arguments to justify an accident settlement offer. The confirmation letter will be sent to the insurance carrier as the offer gets accepted.
For more information on our Personal Injury Insurance Lawyer in Miami contact Shuster & Saben LLC. PIP and Personal Injury Lawyers at 877-511-7829.