When Should I Claim SSDI Benefits?
For those who suspect they have, or have been diagnosed with a disability that limits your work/income potential, applying for SSDI becomes a serious issue. However, many people end up second-guessing themselves as to whether now is the right time for them to apply for benefits.
Unfortunately, the process for having social security disability benefits approved can take a full 90-120 days. To make the situation worse, most people will not have their initial application approved, and will have to spend up to a year or more within the various appeals processes. With this in mind, you should always apply for SSDI or other SSA given benefits ASAP once you believe you have a disability that will keep you from working at your full potential.
Once you have currently stopped working, or your overall financial holdings fall below $1,090 a month, you should absolutely begin your application. If you put off your initial application after being inflicted by a disability, you put yourself in a situation of potential financial/health peril. Those who need these valuable benefits often come from tight financial situations, and waiting for benefits for a year or more could put them at risk of being in extreme poverty. When dealing with serious disabilities, this can severely hurt your health.
Thankfully, once you are finally approved, the SSA will back pay your benefits from the date of your initial application. Once again, this benefits those who do not wait to do their original application. Even if you are denied at first, you will end up getting more money from the SSA once you are finally approved. Generally speaking, once you gain these benefits, back payments will be rewarded to you within two payments.
However, if you are not completely certain that your disability will qualify you for benefits in the long run, you may want to hold off on an application. In these situations, it is best to get in touch with your SSDI attorney for guidance.
If you are in need of benefits, and want to know if you are ready to claim SSDI benefits, get in touch with the James Mitchell Brown team now. For the best SSDI attorney services in Cleveland, Ohio, we have you covered. Contact us at your convenience to set up a free consultation.
